Workers Compensation

Workers compensation insurance policy, widely known as workers comp, is an insurance policy that compensates workers in the event of an accident while working.

Workers Compensation Insurance policy is a form of insurance providing wage replacement and benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence. The system of collective liability was created to ensure security of compensation to the workers. 

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Workers Compensation Policy

It is a policy that provides coverage for workers in exchange for the right to sue your company for negligence for injuries incurred while at work. Workers face a lot of risks while carrying out their assigned responsibility. Workplace hazards can lead to ailments, injuries, death, and even disabilities for workers.

Therefore this workers compensation guarantees that workers that are affected by workplace hazards are taken care of and compensated.

Wage replacement
The workers will get compensated for the period that they are unable to work due to the injuries from the workplace. They will keep earning their income while treatment is being received.
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Workers Compensation Insurance
Medical benefits

The workers under the workers compensation insurance policy will not have to bother about their medical bills as it will be taken care of by this policy. They will get the best medical care for their injuries which were incurred while on active employment with their employers.

ESi offers workers compensation insurance to all employers including farm owners that have employees. This will ensure that the company does not face legal actions for accidents that happen to employees while on active service. It will ensure their compensation too. Get yours by contacting ESi.

Professional Liability Insurance

This policy protects professionals like accountants and lawyers from claims of negligence that can be brought up by clients. You need to obtain this coverage to avoid suffering untold financial losses due to mistakes.

Umbrella Insurance

This policy makes provision for the excesses that other forms of liability insurance do not cover. It does not provide coverage for the property of the insured but for damages to someone’s property to them that are not covered.

Inland Marine Insurance

Inland marine insurance compensates for losses on any movable property, especially products that are in transit. It ensures you get compensated for damages done to your property while there are being transported.

Commercial Umbrella Insurance

This policy compensates your company in case of loss. Large firms, farms, and ranches can take advantage of this policy to advertise any possibility of liabilities not covered by their policy.

Workers Compensation Benefits

ESI offers workers’ compensation benefits to ensure that the organization doesn’t have to bear the financial burden for work related injuries to employees. Some of the benefits provided by this policy include disability, medical coverage, rehabilitation, and death.

Cyber Liability

Cyber Liability provides insurance coverage for the information in your computer and database so that in the event of a cyber-attack, hacking, or virus attack, you will be compensated for the financial burden it caused.

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