Commercial Umbrella Insurance

You may be covered by some liability insurance, but you still require a commercial umbrella insurance policy for your business.
Commercial Umbrella Insurance

Liability insurance often covers one aspect of risk or another. 

When we make our list of liabilities there are possibilities that some areas may be left out. These areas can expose a company to untold financial risks that could have been covered.

ES Insurance

Commercial Umbrella Insurance

Commercial Umbrella Insurance does not provide any direct personal loss to your business. It focuses on compensating the insured person in case of liabilities that are not covered by their policy. Although it is above other liability coverage, it does not include anything outside your coverage list.

ESI highly recommends this policy for businesses because of its numerous advantages, and its significance can be put into two categories.

It covers potential policy gaps

Commercial Umbrella Insurance policy is above all other forms of liability protection. If fills the gap that they do not cover and compensate your company in case of loss. Large companies, farms, and ranches can take advantage of this policy to advertise any possibility of liabilities not covered by their policy.

Legal and Non-legal coverage is provided

The legal charges which you incurred to answer a liability covered by your commercial umbrella insurance will be compensated. Even if you are not found liable, you will be compensated.

Companies and businesses found liable to charges brought against them in an area covered by the commercial umbrella insurance policy will be compensated. This policy ensures that your business is adequately compensated.

ES Insurance
Commercial Umbrella Insurance with ESI

This policy is crucial for businesses to prevent unplanned financial expenses due to unprotected liabilities. ESI will guide you to get the right umbrella policy. You will have professionals to help you find a suitable policy so that your business can be covered from financial losses occasioned by limited insurance coverage.

Umbrella Insurance

This policy makes provision for the excesses that other forms of liability insurance do not cover. It does not provide coverage for the property of the insured but for damages to someone’s property to them that are not covered.

Workers Compensation Insurance

This workers compensation insurance policy is widely known as (workers’ comp). It is an insurance policy that compensates workers in the event of an accident while working.

Inland Marine Insurance

Inland marine insurance compensates for losses on any movable property, especially products that are in transit. It ensures you get compensated for damages done to your property while there are being transported.

Cyber Liability Insurance

Cyber Liability Insurance provides insurance coverage for the information in your computer and database so that in the event of a cyber-attack, hacking, or virus attack, you will be compensated for the financial burden it caused.

Professional Liability Insurance

Professional liability insurance protects professionals like accountants, lawyers, and physicians from claims of negligence that can be brought up by clients. you need to have this insurance coverage so that you will not suffer untold financial losses due to errors and mistakes.

Enoch Stevenson Insurance

For any variety of Personal, Business and Farm Insurance Coverage.

Request A Quote

Call Now Button